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According to UK Finance, the financial industry trade association, mortgage lending in April was 13% up on the previous year. Mortgage approvals are 11% higher than a year before, this is driven by re-mortgage approvals which were up 30%.
According to research by Legal and General, friends and family help 27% of homebuyers with their deposits, the so called Bank of Mum and Dad. Delving deeper into the figures, shows that in the south-east with high property prices, nearly 50% of buyers get help. This amounts to nearly £6 billion, the average amount lent has dropped to around 18,000 from £21,600 in 2017.
